Golf Cart Safety and Florida Laws: What You Need to Know

Golf carts have become a popular mode of transportation beyond the golf course, especially in Florida’s beach communities and neighborhoods. While they seem like a safe, low-speed way to get around, golf carts can still pose risks when not used properly. New legislation tightening the requirements for teen drivers aims to make golf cart use safer across the state. Here's a breakdown of the latest laws and key safety tips to keep in mind.

Teen Driver Restrictions for Golf Carts in Florida

In an effort to improve safety, Governor Ron DeSantis recently signed House Bill 949 into law, which places stricter requirements on teens driving golf carts. Under this new law:

  • Teens Under 18: Drivers must now be at least 15 years old with a learner's permit or 16 with a standard driver’s license to operate a golf cart.

  • Adults Over 18: Individuals 18 or older must carry a valid government-issued ID while driving a golf cart.

  • Previous Law: Previously, Florida allowed anyone aged 14 or older to drive a golf cart without further identification or licensing.

This new law reflects Florida’s commitment to ensuring safer golf cart operation, especially among younger drivers who may lack experience behind the wheel. Communities across the state are already implementing these changes to promote responsible golf cart use.

Florida's General Golf Cart Laws

Beyond the new age restrictions, Florida has established guidelines to regulate where and how golf carts can be used. Here’s what you need to know to operate a golf cart legally:

  1. Permitted Roads: Golf carts are typically restricted to roads with speed limits of 35 mph or less, unless modified to qualify as low-speed vehicles (LSVs) with safety features such as headlights, brake lights, turn signals, and seat belts.

  2. Modifications for Street Use: To drive a golf cart on public roads as an LSV, it must be registered and insured, and modifications like seat belts, mirrors, and lighting are required.

  3. Driving Under the Influence: Just like any vehicle, operating a golf cart under the influence of alcohol or drugs is illegal and punishable under DUI laws in Florida.

Essential Golf Cart Safety Tips

Golf carts may seem harmless, but they come with their own set of safety risks, particularly due to their design and lack of protective features found in standard cars. Here are some tips to keep in mind:

  • Limit Passengers: Carry only as many passengers as the cart has seats. Overloading can make the cart harder to control and increase the chance of tipping.

  • Buckle Up: If your golf cart is equipped with seatbelts, always use them. In case of an accident, seatbelts can reduce the risk of injury, especially for younger passengers.

  • Drive Responsibly: Keep speeds moderate, particularly on sharp turns or hills, as golf carts have a high center of gravity and can tip over.

Get Peace of Mind with Golf Cart Insurance

With more restrictions and requirements for golf cart drivers, having the right insurance is key. Many homeowners' insurance policies offer limited coverage for golf carts, but this often excludes incidents on public roads. A standalone golf cart insurance policy can provide broader protection, covering theft, liability, and damage.

Contact us today to discuss the best insurance options for your golf cart. Whether you’re navigating your neighborhood or exploring new communities, the right coverage can give you peace of mind and keep you prepared for the unexpected.

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